Title Search Services in the Charlotte, NC Area
Buying a home or commercial property in Charlotte is among the biggest investments you will likely ever make. Let Matheson Law Firm, P.A. help you find any encumbrances before you complete the purchase by conducting a property title search. Whether you need to examine the title for a commercial or residential property, you can count on us to make the process as simple and stress-free as possible.
To learn more about our title search services, please call (704) 946-7976 or contact Matheson Law Firm for a consultation.
What is a Property Title Search?
A title search is a review of certain documents that detail the history of a particular property. A title search involves examining public county records to uncover the chain of title, which refers to the legal history of the property as it has passed between owners over the years. The chain of title goes all the way back to the original landowner, who may have been a farmer or recipient of a land grant from the U.S. government, assuming your county’s records go back that far.
When real estate lawyers examine property records, they:
- Uncover information related to ownership, property taxes, judgments, mortgage modifications, lien releases, special assessments, assignments, assessed valuations, and more.
- Look for issues that could cloud the title, such as failures to properly sign the title, release mortgage notes, or pay debts. These errors could create voluntary or involuntary liens, easements, or other encumbrances that could become issues later when you’re ready to sell.
For example, suppose a man sells his house after his wife dies. If a couple owns property together, both spouses are required to sign the deed. To get around this, the man signs his and his wife’s name when he sells the house to a young couple. Everyone involved in the transaction knows that the wife has passed away, but by skipping a title search to verify who rightfully inherits the property, the young couple could face complications if an heir turns up one day to claim ownership. Even if that doesn’t occur, the issue would need to be resolved before the couple could sell the house.
Backed by decades of experience in the real estate industry, Matheson Law Firm is equipped to delve deeply into a property’s history to determine if anything will interfere with your future ownership. Our findings can help you enter into a deal with your eyes wide open.
When to Conduct a Title Search
Real estate purchases are the primary reason to delve into the history of a property. Buyers and sellers may choose to request a title search, the results of which are important to both parties. After all, everyone involved wants to be sure the property has no skeletons in the closet that could complicate the transaction.
However, title searches can be useful for more than just purchasing a property. Matheson Law Firm also recommends conducting property title searches before refinancing, foreclosing, or filing for bankruptcy. Title search reports are also good for portfolio due diligence and non-insured informational purposes.
We Work With Real Estate Agents in Charlotte, Huntersville & Cornelius
All great real estate agents know that real estate attorneys are required for real estate service. We will help make this process as painless as possible by ensuring you and your real estate clients are protected from unwanted issues and getting the home closed quickly and efficiently.
Learn more about our real estate attorneys and how our team is able to help yours – call (704) 946-7976 today.
Request a Property Title Search in the Charlotte Area
If you’re involved in a real estate transaction or another effort that requires a title search, don’t hesitate to contact an experienced real estate attorney at Matheson Law Firm. We’ll conduct a thorough home search to ensure the property doesn’t have a hidden past that could compromise your investment. All of our real estate legal services are designed to provide peace of mind so you can move forward confidently.
To request a property title search in Charlotte, please contact Matheson Law Firm online or call